{"id":448,"date":"2022-01-12T17:13:42","date_gmt":"2022-01-12T17:13:42","guid":{"rendered":"https:\/\/www.oamic.com\/?page_id=448"},"modified":"2024-02-28T22:07:15","modified_gmt":"2024-02-28T22:07:15","slug":"payment-options","status":"publish","type":"page","link":"https:\/\/www.oamic.com\/payment-options\/","title":{"rendered":"Payment Options"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group portal-pay-box has-background\" style=\"background-color:#f1f1f1\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Visit the Portal to Pay<\/h3>\n\n\n\n<p>Payments made through the secure OAMIC Portal are fast and easy, and your account is available 24\/7. Contact us at 405-471-5380 if you have any questions.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/portal.oamic.com\/Account\/Login\" target=\"_blank\" rel=\"noopener\">Pay Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\"><em>A 3% convenience fee is applied to all credit\/debit card payments. <\/em><br><em><em><em>No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:15%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"195\" src=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2024\/02\/e-check-icon-300x195.png\" alt=\"\" class=\"wp-image-7178\" srcset=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2024\/02\/e-check-icon-300x195.png 300w, https:\/\/www.oamic.com\/wp-content\/uploads\/2024\/02\/e-check-icon.png 484w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"50\" src=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2022\/01\/mastercard.png\" alt=\"\" class=\"wp-image-458\" style=\"width:108px;height:auto\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:20%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"50\" src=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2022\/01\/discover.png\" alt=\"\" class=\"wp-image-459\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:20%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"50\" src=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2022\/01\/visa.png\" alt=\"\" class=\"wp-image-460\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:20%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"50\" src=\"https:\/\/www.oamic.com\/wp-content\/uploads\/2022\/01\/americanexpress.png\" alt=\"American Express\" class=\"wp-image-461\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"methods\">PAYMENT METHODS<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Pay in Full<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>Pay 100% of the premium upfront<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This option can be done&nbsp;<a href=\"http:\/\/portal.oamic.com\/\" target=\"_blank\" rel=\"noopener\">online<\/a>&nbsp;or by mailing a check. <em><em>A 3% convenience fee is applied to all credit\/debit card payments made online or by phone. No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">PAYMENT PLANS FOR YOUR POLICY<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Pay in Full<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>Pay 100% of the premium upfront<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This option can be done&nbsp;<a href=\"http:\/\/portal.oamic.com\/\" target=\"_blank\" rel=\"noopener\">online<\/a>&nbsp;or by mailing a check. <em><em>A 3% convenience fee is applied to all credit\/debit card payments made online or by phone. No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">Standard Installments<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">ACH (Bank Draft) Installments<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>Pay 20% of the premium as a down payment, and then four installments of 20% of the total premium every 60 days will be withdrawn automatically from your bank account, starting 60 days after the effective date of the policy.<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This option can be done by mailing a check for the down payment and including a voided check to set up your ACH payments. These withdrawals are made automatically and on the schedule sent by OAMIC upon selection of this option.<\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"endorsements\">PAYMENT PLANS FOR POLICY CHANGES (ENDORSEMENTS)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">For Policies Paid in Full<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>For endorsements that increase a <strong>premium that was originally paid in full<\/strong>, the endorsement must be paid for in full at the time of the endorsement\u2019s effective date.<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This can be done&nbsp;<a href=\"http:\/\/portal.oamic.com\/\" target=\"_blank\" rel=\"noopener\">online<\/a>&nbsp;or by mailing a check. <em><em>A 3% convenience fee is applied to all credit\/debit card payments made online or by phone. No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">For Policies Paid by Installment<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>For endorsements that increase a <strong>premium that is still being paid with installments<\/strong>, the cost of the endorsement will be divided equally among and added to the remaining installments that have not yet been invoiced.<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>For endorsements that increase a <strong>premium after installments have been fully paid<\/strong> (either due to early payoff or completion of all scheduled installments), the endorsement must be paid for in full at the time of the endorsement\u2019s effective date. This can be done&nbsp;<a href=\"http:\/\/portal.oamic.com\/\" target=\"_blank\" rel=\"noopener\">online<\/a>&nbsp;or by mailing a check. <em><em>A 3% convenience fee is applied to all credit\/debit card payments made online or by phone. No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">For Policy Changes that Reduce Your Premium<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>For endorsements that <strong>lower a premium that has been fully paid<\/strong>, either paid in full or whose installments have been completed, your <em>pro rata<\/em> return will be issued via refund check.<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>For endorsements that <strong>lower a premium that is still being paid with installments<\/strong>, your pro rata will be divided equally among and deducted from the remaining installments that have not yet been invoiced. If the <em>pro rata<\/em> exceeds the remaining balance due, it will be applied to the remaining premium balance and the remainder will be issued via refund check.<\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">PAYMENT PLANS FOR EXTENDED REPORTING ENDORSEMENTS (ERE) \/ TAIL COVERAGE<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Pay in Full<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>Pay 100% of the premium upfront<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This can be done&nbsp;<a href=\"http:\/\/portal.oamic.com\/\" target=\"_blank\" rel=\"noopener\">online<\/a>&nbsp;or by mailing a check. <em><em>A 3% convenience fee is applied to all credit\/debit card payments online or by phone. No <em>convenience<\/em> fee is applied to payments made by check or online e-check.<\/em><\/em><\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">ERE Financing<\/h3>\n\n\n<div class=\"b40-list-block\">\n<ul><div class=\"b40-list-block\">\n<li>Pay the premium in 3 equal installment payments every year, starting on the effective date of the endorsement.<\/li>\n<\/div>\n\n<div class=\"b40-list-block\">\n<li>This can be done via mail only (NOT online).<\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">FREQUENTLY ASKED QUESTIONS<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">How long after I pay do I receive a policy?<\/h3>\n\n\n\n<p>Approximately 24 hours after your payment is received, we will issue your policy. You will receive an email notification stating <a href=\"https:\/\/portal.oamic.com\/Account\/Login?ReturnUrl=%2f\" target=\"_blank\" rel=\"noopener\">your policy will be available online through the portal<\/a> or mailed to you, depending on the preference indicated on your application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Still Have Questions?<\/h3>\n\n\n\n<p>If you have questions about your payment or bill, you may contact our Finance Department at 405-471-5380.<\/p>\n\n\n\n<p>You may also find answers to more billing or payment questions on our FAQ page.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.oamic.com\/frequently-asked-questions#billing\">Billing and Payments FAQ<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Visit the Portal to Pay Payments made through the secure OAMIC Portal are fast and easy, and your account is available 24\/7. Contact us at 405-471-5380 if you have any questions. A 3% convenience fee is applied to all credit\/debit card payments. No convenience fee is applied to payments made by check or online e-check. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/448"}],"collection":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/comments?post=448"}],"version-history":[{"count":62,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/448\/revisions"}],"predecessor-version":[{"id":7193,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/448\/revisions\/7193"}],"wp:attachment":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/media?parent=448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}