{"id":244,"date":"2022-01-07T17:58:17","date_gmt":"2022-01-07T17:58:17","guid":{"rendered":"https:\/\/www.oamic.com\/?page_id=244"},"modified":"2023-09-08T01:05:54","modified_gmt":"2023-09-08T01:05:54","slug":"office-package","status":"publish","type":"page","link":"https:\/\/www.oamic.com\/office-package\/","title":{"rendered":"Office Package Policy"},"content":{"rendered":"\n
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Policy Features<\/h2>\n\n\n\n

OAMIC offers a comprehensive office package policy that provides property and general liability coverage specifically designed for law firms.<\/p>\n\n\n\n

It is important that buildings, computers, law libraries, artwork, valuable papers and records \u2013 plus intangibles like loss of earnings caused by catastrophic events \u2013 are properly covered. Loss of any of these items would cause economic hardship for the entire firm.<\/p>\n\n\n\n

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Business Income and Extra Expense<\/h4>\n\n\n\n

Actual loss sustained up to 12 months (no waiting period); billable hours option up to $50,000.<\/p>\n<\/div><\/div>\n\n\n\n

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Ordinance or Law<\/h4>\n\n\n\n

$250,000 limit for increased cost of construction, demolition, loss of value to undamaged building.<\/p>\n<\/div><\/div>\n\n\n\n

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Interruption of Computer Operations<\/h4>\n\n\n\n

Base aggregate limit of $100,000 that may be increased.<\/p>\n<\/div><\/div>\n\n\n\n

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Medical Payments<\/h4>\n\n\n\n

$10,000 limited included.<\/p>\n<\/div><\/div>\n\n\n\n

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Valuable Papers<\/h4>\n\n\n\n

$100,000 blanket limit included (can be increased); flood and earthquake perils covered.<\/p>\n<\/div><\/div>\n\n\n\n

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Damage to Premises Rented to You<\/h4>\n\n\n\n

$1,000,000 limit; perils include fire, water, smoke, lightning and explosion.<\/p>\n<\/div><\/div>\n\n\n\n

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Accounts Receivable<\/h4>\n\n\n\n

Blanket base limit of $250,000 that can be increased; food and earthquake perils covered.<\/p>\n<\/div><\/div>\n\n\n\n

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Contract Penalty Coverage<\/h4>\n\n\n\n

$25,000 limit.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Apply for Coverage<\/h2>\r\n
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Apply for coverage today and a member of our team will be in touch with you soon to discuss next steps.<\/p>\n<\/div>\n<\/div>\r\n Apply Now<\/a>\r\n <\/div>\r\n <\/div>\r\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\r\n

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Additional Products<\/h2>\r\n \r\n
In addition to legal malpractice, OAMIC offers Office Package Policy, Workers Comp, Court Bonds and more.<\/div>\r\n \r\n\r\n \r\n
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\r\n \"Court\r\n

Court Bonds<\/h3>\r\n
\r\n OAMIC offers both court fiduciary and court judicial guarantee bonds. We make purchasing a court bond as simple and cost effective as possible. Everything you need to purchase a court bond is just a click away. <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
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\r\n \"Office\r\n

Office Package Policy<\/h3>\r\n
\r\n OAMIC offers a comprehensive office package policy that provides property and general liability coverage specifically designed for law firms. <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
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\r\n \"Workers\r\n

Workers Comp<\/h3>\r\n
\r\n In Oklahoma, workers compensation laws require employers to carry insurance that protects its employees from the financial hardships caused by workplace injuries. <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
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\r\n \"Cyber\r\n

Cyber Liability<\/h3>\r\n
\r\n Since 2013, we have included cyber liability and data breach response coverage (or, more commonly called \u201ccyber liability insurance\u201d) with base limits on every lawyers professional liability insurance policy at no additional charge. <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
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\r\n \"EPL\"\r\n

Employment Practices Liability<\/h3>\r\n
\r\n Managing and running your firm can be difficult at times, including managing personnel issues. Protect your firm from the litigious nature of today\u2019s workplace and transfer risk with Employment Practices Liability (EPL) coverage. <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
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\r\n \"View\r\n

View All Products<\/h3>\r\n
\r\n <\/div>\r\n
Learn More<\/span><\/i><\/div>\r\n <\/a> \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n <\/div>\r\n\r\n \r\n <\/div>\r\n\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"

Policy Features OAMIC offers a comprehensive office package policy that provides property and general liability coverage specifically designed for law firms. It is important that buildings, computers, law libraries, artwork, valuable papers and records \u2013 plus intangibles like loss of earnings caused by catastrophic events \u2013 are properly covered. Loss of any of these items […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/244"}],"collection":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/comments?post=244"}],"version-history":[{"count":36,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/244\/revisions"}],"predecessor-version":[{"id":7046,"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/pages\/244\/revisions\/7046"}],"wp:attachment":[{"href":"https:\/\/www.oamic.com\/wp-json\/wp\/v2\/media?parent=244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}