OAMIC Resources

Policyholder Dividends

PHIL’S CORNER: 2021 Policy Dividend – a Loyalty Reward

The OAMIC Board of Directors recently declared a policy dividend of approximately 5% of the earned premium for annual policy limits up to $1 million. This equates to about $448,000 to be paid to policyholders who have a current policy as of the Dec. 31, 2021, record date. View Post I like to think of […]

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Phil-Fraim

PHIL’S CORNER: With A Little Help From Our Friends

PHIL’S CORNER: With A Little Help From Our Friends I know, now you will be singing that song – or at least that line – the rest of the day! With all the uncertainties the past couple of years, we are even more thankful for our insureds (friends) than ever before. That is appropriate for […]

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PHIL’S CORNER: Managing Your Clients’ Expectations

PHIL’S CORNER: Managing Your Clients’ Expectations A couple of things make it increasingly difficult to achieve client satisfaction in the provision of legal services. Starting out with a disgruntled client who is never happy and has already been to four other lawyers creates a mountain that is very difficult to climb. But, the other very […]

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Phil-Fraim

PHIL’S CORNER: Prior Acts – the 2nd Trigger of Coverage

PHIL’S CORNER: Prior Acts – the 2nd Trigger of Coverage Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim. We have made an effort to make sure policyholders have an understanding of a claims-made policy, on which professional liability is written. The easiest means to do so is to focus on […]

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Policyholder Dividends bar graph

PHIL’S CORNER: Dividends – Sharing Our Efforts

PHIL’S CORNER: Dividends – Sharing Our Efforts Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim. I am sure the favorite envelope you receive from us has to be the one containing the policy dividend check. In all honesty, it is our favorite one to send because it means we had […]

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Phil-Fraim

PHIL’S CORNER: Unexpected Reasons I’m Thankful for 2020

PHIL’S CORNER: Unexpected Reasons I’m Thankful for 2020 Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim. You know, I started to say, “Thank you for 2020,” but man did I have to quickly rephrase that one! No doubt we are strengthened by adversity, but I have serious doubts anyone was […]

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Phil-Fraim

PHIL’S CORNER: Thank You

PHIL’S CORNER: Thank You Phil’s Corner is a special monthly column from OAMIC’s President & CEO Phil Fraim. I started to write something regarding a different subject matter, but during this year when it seems like COVID-19 and many things have made it a difficult and trying time, it hit me how grateful I am […]

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PHIL’S CORNER: Moving Past Diversity to Inclusion

PHIL’S CORNER: Moving Past Diversity to Inclusion Co-written by Phil Fraim and Zindaba Tembo From Diversity to a Diverse Team Phil Fraim, President and CEO The topic of diversity and inclusion is an important one. However, it is also one that people have heard so many presentations about and been involved in so many educational […]

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Missing puzzle piece

PHIL’S CORNER: Completing the Firm’s Insurance Needs

PHIL’S CORNER: Completing the Firm’s Insurance Needs Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim that is sent in our e-newsletter each month. No big surprise that professional liability insurance is the biggest need for law firms, since it represents the largest exposure for lawyers, as well as other professions […]

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