OAMIC Resources

How Can an Economic Downturn Impact Your Firm?

Let’s set the stage with a presupposition with which you may or may not agree. It is the natural order of things that when as much was done to stimulate the economy during the pandemic, the bill will come due. I think we are about to pay the piper to some extent. That means rough […]

Read More
Policyholder Dividends

PHIL’S CORNER: 2021 Policy Dividend – a Loyalty Reward

The OAMIC Board of Directors recently declared a policy dividend of approximately 5% of the earned premium for annual policy limits up to $1 million. This equates to about $448,000 to be paid to policyholders who have a current policy as of the Dec. 31, 2021, record date. View Post I like to think of […]

Read More
Phil-Fraim

PHIL’S CORNER: With A Little Help From Our Friends

I know, now you will be singing that song – or at least that line – the rest of the day! With all the uncertainties the past couple of years, we are even more thankful for our insureds (friends) than ever before. That is appropriate for this time of year. One thing the pandemic has […]

Read More
Notebook with pen

PHIL’S CORNER: Managing Your Clients’ Expectations

A couple of things make it increasingly difficult to achieve client satisfaction in the provision of legal services. Starting out with a disgruntled client who is never happy and has already been to four other lawyers creates a mountain that is very difficult to climb. But, the other very tough situation is a client who […]

Read More
Phil-Fraim

PHIL’S CORNER: Prior Acts – the 2nd Trigger of Coverage

Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim. We have made an effort to make sure policyholders have an understanding of a claims-made policy, on which professional liability is written. The easiest means to do so is to focus on the major differentiations from an occurrence-based policy. What is known […]

Read More
Policyholder Dividends bar graph

PHIL’S CORNER: Dividends – Sharing Our Efforts

Phil’s Corner is a special column from OAMIC’s President & CEO Phil Fraim. I am sure the favorite envelope you receive from us has to be the one containing the policy dividend check. In all honesty, it is our favorite one to send because it means we had something left in which to share with […]

Read More
Phil-Fraim

PHIL’S CORNER: Thank You

Phil’s Corner is a special monthly column from OAMIC’s President & CEO Phil Fraim. I started to write something regarding a different subject matter, but during this year when it seems like COVID-19 and many things have made it a difficult and trying time, it hit me how grateful I am for many things. With […]

Read More
empty conference room

PHIL’S CORNER: Moving Past Diversity to Inclusion

Co-written by Phil Fraim and Zindaba Tembo From Diversity to a Diverse Team Phil Fraim, President and CEO The topic of diversity and inclusion is an important one. However, it is also one that people have heard so many presentations about and been involved in so many educational or training sessions on that they have […]

Read More
1 2 3

Apply for Coverage

Apply for professional liability coverage today through our convenient online portal. In most cases, you will receive a quote within 24 hours.

Apply Now