OAMIC offers a comprehensive office package policy that provides property and general liability coverage specifically designed for law firms.
It is important that buildings, computers, law libraries, artwork, valuable papers and records – plus intangibles like loss of earnings caused by catastrophic events – are properly covered. Loss of any of these items would cause economic hardship for the entire firm.
Business Income and Extra Expense
Actual loss sustained up to 12 months (no waiting period); billable hours option up to $50,000.
Ordinance or Law
$250,000 limit for increased cost of construction, demolition, loss of value to undamaged building.
Interruption of Computer Operations
Base aggregate limit of $100,000 that may be increased.
$10,000 limited included.
$100,000 blanket limit included (can be increased); flood and earthquake perils covered.
Damage to Premises Rented to You
$1,000,000 limit; perils include fire, water, smoke, lightning and explosion.
Blanket base limit of $250,000 that can be increased; food and earthquake perils covered.
Contract Penalty Coverage
Apply for Coverage
Apply for professional liability coverage today through our convenient online portal. In most cases, you will receive a quote within 24 hours.